TERMS AND CONDITIONS

1. Payment Terms

1.1 This is a **one-time charge** to your selected method of payment. 

1.2 **All sales are final**. No refunds will be issued for any Bankruptcy (including warehoused or archived orders) or Non-Bankruptcy orders.

1.3 Any payments made via "electronic check" are subject to delays until the check clears the banking institution. 

1.4  By using this site, the customer agrees to resolve any disputes directly with US Bankruptcy Services before seeking a payment reversal or chargeback. Failure to do so will be deemed a default in our favor and a waiver of the customer’s right to dispute or reverse payment through their bank or card issuer.

2. Intellectual Property

2.1 All material on this site is protected by copyright and trademark law. 

2.2 You may not modify, copy, reproduce, post, or distribute any material from this site without prior written consent. 

2.3 Reselling any materials obtained through this site is strictly prohibited. 

2.4 Any violation of these terms may constitute a criminal offense and will be prosecuted to the fullest extent of the law. 

3. Limitation of Liability

3.1 US Bankruptcy Services (collectively, "usnonbankruptcyservices.com", "us-nonbankruptcyrecords.com", "usnonbankruptcyrecords.com" or “we” or “us”) is not liable for any inaccuracies, errors, or omissions in the materials or services provided, or in the delivery thereof. 

3.2 By using this site, you agree to hold US Bankruptcy Services (collectively, "usnonbankruptcyservices.com", "us-nonbankruptcyrecords.com", "usnonbankruptcyrecords.com" or “we” or “us”) harmless from any negative impacts resulting from the use of any information provided as "public information." 

3.3 Our services are intended to save you time and effort in obtaining public records and are **not intended to replace legal advice**. 

4. Delivery Policy

4.1 Delivery times for Non-Bankruptcy Certificates are **not guaranteed** unless you select a rush order. 

4.2 Standard processing time is normally **7–10 days** but may extend to *30 days* if there are issues with the search or verification process. 

4.3 Delays may occur due to circumstances beyond our control, including but not limited to server maintenance, or technical issues. In such cases, you agree to hold US Bankruptcy Services harmless. 

5. Delivery Methods

5.1 **Email Delivery** – If you choose email delivery, please check your junk or spam folders. Depending on your email privacy settings, PDF attachments may be filtered. Orders placed after business hours or on holidays will be processed the next business day. 

5.2 We do not offer Mail Delivery 

6. Archived / Warehoused Orders

**6.1 is only applicable for Bankruptcy Records**

6.1 All archived or warehoused Bankruptcy orders are **final and non-refundable**. 

6.2 Information placed on the application form will be kept for 7 years to cover the statute of limitations for audit business record retention. 

6.3 All research fees for archived files are final and non-refundable. 

7. Customer Responsibilities

7.1 Before placing an order, you must read and agree to these Terms and Conditions by checking the required box on the order form. 

7.2 You are responsible for providing accurate and complete information when placing your order. 

7.3 You are responsible for ensuring that your email settings allow receipt of PDF attachments. 

**By placing an order, you acknowledge that you have read, understood, and agree to these Terms and Conditions.**